ToolChurch Loan Payment Calculator

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Scenario Overview

Loan Amount$0
Interest Rate0.00%

To modify the scenario, you can click on the “Edit Scenario” button above or access it by clicking here.

Estimate Summary

Debt Service$0
Ending Balance$0
Cash Flow$0

According to the loan terms provided, the estimated monthly payment comes to $. Additionally, the annual payment, or debt service, amounts to $.

At the conclusion of the term, which is calculated to be years, the total amount of interest and principal paid is estimated to be $ and $ respectively.  This results in an estimated ending balance in the amount of $.

According to the standard cash flow ratio of 1.25 (or 125%), the Church Cash Flow must be a minimum of $.  Since some lenders may permit a lower Church Cash Flow threshold, it should be noted that this is a suggested minimum amount.

Loan Payment Chart

This chart shows the amount of money that goes towards the payment’s principal and interest ($) throughout the year loan term. 

In order to simplify the chart, only the last payment made in the year is displayed. This means that Payment (Year) 1 is the same as payment #12, payment (Year) 2 is the same as payment #24, and so on.

Learn More About Church Loan Payments
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Tool FAQ's

To modify the scenario values, please log in to your account and select the “Edit Scenario” button in the Scenario Summary section. This action will refresh the page and display the editor.

After you’ve completed the modifications, click on the “Save Changes” button to have the tool updated with your changes.

To use the editor, you will need a registered account.  This allows the site to save the scenario and load the information when you visit the tool.  If you have not registered yet, click here to register; it is free and quick.

Please use the chat widget to contact me for any assistance needed. I’m happy to help.

Of course! To use the scenario editor, simply log in and you’re all set! This way, any changes you make will be saved to your account and you can access them whenever you want. It’s super easy and convenient!

If you’re not sure where to start, don’t hesitate to drop me a message via the chat widget on this website. I’m always here to assist you.